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So you want to be an independent contractor the why

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When you’re thinking about your life and your career, I suggest you pause and ask yourself a few key questions.

The Short Version

If you prefer straight to the point, here are the cliff notes. If you’re looking for the how-to, skip to Part II. But whether you’re already in business or just thinking about it, take the time to read this first.

80% of businesses fail in the first five years. When I asked my mentor Tom why, he said most people get distracted by life and fail to consistently focus on what actually moves the needle. Sometimes it’s because those things are uncomfortable. Sometimes it’s because they don’t have a mentor. But in his experience, it’s usually because they didn’t have a big enough why. I’ve personally had to shut down a business—I get it.

Being in business is phenomenal. No sugar-coating. I’m in it for the freedom, the choices, the impact, and yes, the income. But to make it work, you’ll probably have to do things you don’t enjoy. You’ll definitely have to change. And you’ll need a reason bigger than just having fun or liking what you do—because when things get tough, that why is what will carry you through. So before you start, ask yourself: Why?

(We’ll go over the ABCs of getting your business running in Part II.)

Oh, and if you’d rather read this in Polish—you’re in luck. Thanks to Witold Rugowski, this article has been translated.


A Question: Why?

I asked my dad a tough question when I was 25:

“Now that my sister and I are adults and you see who we’ve become, what would you have done differently raising us?”

He paused for a long moment and finally answered,

“I would’ve taught you to dream beyond college. We pushed college hard, thinking you’d figure out the rest on your own. But we didn’t help you prepare for what came after.”

It wasn’t what I expected, but I knew exactly what he meant.

I went through five different majors in college—not because I struggled (I was a 4.0 student), but because I had no idea what I wanted out of life. My sister had panic attacks leading up to graduation. We had the drive and skills… but no vision. No dream. No why.

So I ask you now: What’s your why?

And not just “why do you want to be a business owner?”

One of my early mentors took me to a conference where I heard Mark Victor Hansen (the Chicken Soup for the Soul guy) say something that stuck:

“Most people go to school, get a job, earn some money and time, and then try to carve out whatever life they can. The problem is, that’s backwards. Truly successful people start with the life they want. They ask themselves what they want to do, have, and become. Then they find someone who’s living that life, ask how they got there, and—if it’s legal, moral, and ethical—follow their lead.”

I remember asking Tom afterward,

“What if the path is selling toothbrushes or shoveling shit?”

He laughed and said,

“If shoveling shit got you everything you wanted out of life, wouldn’t you be happy?”

He had a point.

There will always be parts of the work you don’t like. Olympic athletes don’t love every training session. Nurses don’t love cleaning bedpans. The real question is: What do you want out of life—and are you moving toward it?

If you don’t know, start by writing it down like we did. I found it hard. My wife Julie, on the other hand, fired off 140 items in one sitting. She’s an amazing visionary. I got to about 20—surf more, travel more—before I showed Tom. He looked and said, “Needs more detail. Dreams need detail.”

So I started over.

Now my list has over 100 things on it—and the wild part? I keep crossing them off. I know I’m living a life of purpose. (You’ll find my list at the end of this post.)


The Dream

Most mornings, I wake up when I want. I surf. I meet amazing people. Julie and I go for midday swims. I work from coffee shops. I face incredible challenges, serve Fortune 500 clients, and make a solid living—far more than we ever could as employees. And we work from home.

It’s about freedom, choice, making an impact, and generating income. Simple as that.

Is it right for you? I can’t say. For that freedom, we trade stability. Some day, maybe that comes too—but nothing is guaranteed. Even big companies don’t offer the certainty they once did.

It takes serious focus, a willingness to learn, to change, to do hard things, and a strong work ethic.

Can it be done? Absolutely. We’re living proof—and so are many others.


What Made Me Choose This Path?

Back then, I was a part-time teacher and programmer who had bounced around jobs. Truthfully? I was a mediocre employee. I didn’t like being told what to do. But I loved surfing, connecting with people, building things, and most of all—freedom.

So when I met Quinn McLaughlin, the timing was perfect.

He was sitting at Lulu’s, typing on the smallest laptop I’d ever seen. We geeked out over tech stuff. He had just closed his video game company, Osiris, and was living life on his terms—kiting or biking daily, working from coffee shops or the beach. He made enough to live comfortably in Santa Cruz (no small feat) and still traveled for months at a time. He was living my dream.

I pestered him until he gave me a shot. He introduced me to my first client and lent me his credibility. I’m still grateful.

Then I met Tom, who taught me that being a contractor meant owning a business—not just being a freelancer without benefits. He and his wife had built multiple businesses—some big, some small—and developed systems that allowed them to step away and still have the business run.

In short, they were free. And they showed me that business can be a path to freedom, impact, and financial security. That vision is what drives Julie and me today. We want others to come play with us.


The What

On my first day with Tom, we talked about how to evaluate a business opportunity. Three ideas stuck with me—and I still use them today:

  1. “Your income will match the size of the problems you solve.”
    Big problems = big income. That’s why heart surgeons earn more than stock clerks. Ask yourself: What problem does this business solve?
  2. “Timing is everything.”
    Smart entrepreneurs see trends and act early. Ask: Will more people need this next year than this year?
  3. “Find someone who’s succeeded and has a vested interest in helping you win.”
    Nothing beats having a mentor who’s truly in your corner.

I could write books about each of these. (Maybe I will someday.)

If you already know what you love—go do it. If you’re still searching, look for something that keeps you up at night because you’re so excited. Then figure out how to turn that into a business.

What do we do? We solve problems. Sure, Peter and I play with computers, but that’s just how. The real heart of what we do is about impact.


Bonus: My Top 100 Things I Want to Have, Do & Become

I made this list the same year I started my business. We’ve achieved many—and still have a long way to go. I’m sharing it because Julie’s list inspired me to stretch, and maybe this will do the same for you.

The Top 100 Things I Want to Have, Do & Become

I wrote this list the same year I started my business. We’ve accomplished a number of these and have quite a way to go on others. Every time I see this I still get emotional. I’m sharing it because seeing Julie’s list inspired me to stretch to make my own. Sometimes you need to see someone else do it for inspiration.

  1. Julie has the option to be a stay at home mom
  2. Julie gets her PhD
  3. Buy a house
  4. 5br / 4ba home on the ocean overlooking good surf, with palm trees, mediterranean style, outdoor shower & hot tub.
  5. Honeymoon on a warm tropical location
  6. Buying Julie’s wedding present cash
  7. Get completely barreled in an aqua-marine hollow reef wave
  8. Time to read fun books
  9. Own 12 properties
  10. Camping in Baja on a good south with close friends
  11. High Proformance 9′0 longboard
  12. Have 6 months expenses in savings
  13. Remodel our kitched with limestone counters with fossils in them, old spanish tile floors, cheery cabinets, high end pro-gass range & stainless steel appliances
  14. Heli-boarding through deep powder
  15. Romantic diners with Julie at 5 Star Restaurants
  16. Surf a tidal bore
  17. Sunshine streaming into the windows of a new house I build or designed myself
  18. Scuba dive with hammer head sharks
  19. Give ‘Edward Bloom Days’ to people around me
  20. Die in peace with a smile
  21. Visit my parents often
  22. Spend time with Orianne
  23. Climb a 5.11
  24. Climb Mt. Kilamangaro
  25. A cute puppy
  26. California King Bed
  27. A home in a spanish speaking country
  28. Live in Nanny
  29. Play flamenco guitare
  30. Safari in Africa
  31. Eat wierd animals at the carnivore club
  32. Fall asleep every night knowing Julie is proud of me
  33. Be a leader of men
  34. Help provide a moderate presidential candidate – financially conservative and socially liberal by today’s standard
  35. Heal my back pain
  36. Grow an herb garden
  37. Eat grain fed beef
  38. Learn salsa dancing and go out with Julie
  39. Pay cash for daily living
  40. Light weight laptop
  41. Go deep see fishing and catch a marlin
  42. Surf whenever and where ever I want
  43. Ride horses through mongolia
  44. Tour New Zealand on bicycle
  45. Teach my kids to dream, set goals and push through failures
  46. Donate time and money to set up a teens entreprenurial project
  47. Donate time and money to set up a parent & child finance management class
  48. Support Julie’d charge for justice
  49. Have a strong friendship with my kids
  50. Create and teach a semester course on leadership to graduate students – after all they teach our kids
  51. Own a huge personal library
  52. Make Julie feel loved & love to my Julie often
  53. Surf Sunset beach
  54. Speak in front of a 100,000 people
  55. Get massages whenever I want
  56. Have friends all over the world
  57. Our kids feel like winners and know their parents are too
  58. Julie loves, respects and edifies me to others
  59. A car with air conditioned seats (I hate sweaty back)
  60. See my Abs on last time
  61. Make my children laugh & be the shoulder they can cry on
  62. Make people smile every day
  63. Inspire others to push beyond their own fears
  64. Take cooking courses with 5 star chefs in six countries: Italy, Morocco, Thailand, Japan, France, Lousiana
  65. Never run out of clean sox or underwear
  66. Buy Julie sexy Lingerie
  67. Take Julie somewhere with a beach, private cabana, reef, where its warm and she can wear those sexy clothes
  68. Sail around the pacific & ride amazing unridden rights
  69. Go to a couples retreat every years
  70. Have big weekend BBQs with friend on patio
  71. Good friend to share workouts with
  72. Never worry about the cost of medical
  73. Develop a strong relationship with mom and dad
  74. See antartica
  75. Be 20 feet away (safely) from an Orca in the wild
  76. See mardi-gras in new orleans
  77. Hike the trails in Machu Pichu
  78. Own a vehicle with a navigation system
  79. be positive and uplift people
  80. Help friends (& even strangers) in need
  81. See arches, zion and grand canyon
  82. Expand my circle of close friends
  83. Sit around and spend time with multimillionaires
  84. Go through pre-race / defensive driving school
  85. Surprise Julie with gifts
  86. Stay at the closest hotel to each business event
  87. Have lunch with Mark Victor Hansen
  88. Have dinner with John Gray
  89. Take a long walk with Joe Caruso
  90. Wake up to Julie’s genuinely happy laughter in the morning
  91. Overcome my fear of loosing my relationship
  92. Make my own furniture with dad
  93. Provide seed money for inovative business ideas
  94. Have time to cultivate intimacy
  95. Fly my kite with Julie & kids on a field of flowers basking in the sun
  96. Fly to good waves when its flat at home
  97. Live a life of purpose surounded by love
  98. Have on demand hot water and get pruned every day
  99. Take singing lessons
  100. Court my wife until the day I die
  101. Surf santa cruz island
  102. Go abalone diving and eat one
  103. Get 2 meal tickets at the culinary olympics
  104. Own a billboard on a major freeway where I can write whatever I want. Make people pause and think.
  105. Receive an x-mas card from the whitehouse

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